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Frequently Asked Questions

 

Read through the questions below to see if we've already answered your question. Clicking on the question will open the answer. You can then click "Return to FAQ Index" to return to this page.

If you do not see your question listed here, feel free to contact us by using our secure form.

General Insurance Questions

  1. Why is professional liability insurance important?
  2. What is the difference between a claims made and occurrence policy?
  3. What is a retroactive date?
  4. Who is A.M. Best and what factors influence their ratings?
  5. How do I report a claim?

Payment Questions

  1. Once I receive my bill, do I have the option to pay my premium by credit card?
  2. Do I have to pay the entire professional liability insurance premium or can I finance it? If financing is an option, what do I need to do to arrange payment of my premium?
  3. Does Dentist's Advantage offer any other payment options?
  4. Is there a grace period for renewal payment?

Coverage Questions

  1. Why is the Dentist's Advantage consent to settle clause important?
  2. A provider has asked me for a copy of my insurance. How can I request proof of insurance from Dentist's Advantage?
  3. In addition to Professional Liability Insurance what types of coverage do I need?
  4. Why would Business Liability Insurance or General Liability Insurance be so important to me if I rent my office space?
  5. Is my employee covered under the Hired and Non-Hired Auto Insurance in my policy? Does it take the place of my personal auto insurance?



Dentist's Advantage is a division of Affinity Insurance Services, Inc.

 

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