All Dentist's Advantage professional liability insurance policies contain a consent to settle clause.
This is very important! We will not settle any claim without your written consent. Many insurance companies
cannot and do not guarantee this. They can settle a suit on your behalf without your consent. This is
perfectly legal to do when a policy doesn't contain a consent to settle clause. Most dentists want to
know that they will have input with regard to a claim or lawsuit, that's why our consent to settle clause is so valuable.
Back To FAQ Index
You can use our easy and secure online certificate request form by clicking here.
Once you submit your request, your certificate will be forwarded within three business days.
Back To FAQ Index
In addition to your Professional Liability Insurance coverage you may want to add Business Liability Insurance. Dentist's Advantage
can add this coverage to your Professional Liability Insurance policy for a fee, to protect you if someone is injured at
your practice. It also will cover damage to others' property as a result of your dental practice.
Whether or not you own the building/office where your practice is, you may want to consider our Business
Office Policy or BOP coverage. This policy provides coverage for the building and/or contents, such as dental
equipment, computers, furniture, etc. We also offer a Worker's Compensation package you can purchase for your
employees. If you obtain all of these coverages under one policy with one common renewal date, you could be
eligible for a 10% discount. Read more about the coverages we offer.
Back To FAQ Index
If you are renting office space, many landlords will require you to have this insurance and name
them as an additional insured. The reason behind this is that a landlord does not want to be liable
for an injury that occurs within your office. For example, if a patient slips in your office and is
injured due to a wet floor and they sue you, the landlord doesn't want to have to worry that your
patient will sue them as well.
Back To FAQ Index
Dentist's Advantage protects the dentist against liability claims if they or their employees
have an accident while running errands for the dental business. If the dentist is brought into
suit, we would cover the dentist for defense only. The policy also covers hired, borrowed and
rented automobiles. As far as your personal auto insurance, no, our coverage does not replace
your personal auto insurance. For instance, if you were at a conference out of state and rented
a car, then your personal auto insurance would be primary.
Back To FAQ Index
